Terms of Service

1. Acceptance of Terms

By accessing or using Rushiram Finance Tools (the "Service"), you agree to these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. No Financial, Legal, or Tax Advice

The calculators and tools provided on this website are designed for informational and educational purposes only. They do not constitute professional tax, legal, or financial advice. While we base our tax calculations on current official Income Tax Department rates and Union Budget materials, everyone's financial situation is unique. You should always consult a certified financial planner, tax professional, or the official Income Tax Department before filing your returns, making investments, or making any major financial decisions.

3. Local Processing and Privacy

Calculator inputs and calculations are processed locally in your browser. When a feature lets you save calculator values, a profile, or a plan, that information is stored in your browser's local storage rather than in a Rushiram account or database. Limited page-level usage and technical data may be processed as described in our Privacy Policy. Calculator input values are not included in analytics.

4. Intellectual Property & Restrictions on Use

All content, design, graphics, compilation, and other matters related to the Service (including, but not limited to, the underlying HTML, CSS, and JavaScript code) are protected under applicable proprietary rights.

• You agree not to modify, reverse engineer, decompile, disassemble, or attempt to derive the source code of the Service.
• You agree not to use automated tools to disrupt or overload the Service, or to systematically extract substantial portions of its content. Ordinary search-engine indexing is permitted.
• You agree not to reproduce, duplicate, copy, sell, or exploit any portion of the Service without express written permission.

5. "As-Is" Service and Accuracy

We strive to keep the calculators as accurate and up-to-date as possible. However, tax laws, surcharges, and financial rules are subject to change. We provide this website on an "AS IS" and "AS AVAILABLE" basis. We make no guarantees or warranties regarding the absolute accuracy, reliability, or completeness of the calculations.

6. Limitation of Liability

By using this website, you understand and agree that Rushiram Finance Tools shall not be held financially or legally responsible for any decisions you make based on the information provided here. Under no circumstances shall we be liable for any direct, indirect, incidental, or consequential damages—including financial losses, tax penalties, missed investments, or lost profits.

7. Third-Party Links and Official References

Our website may contain links to third-party external websites, such as the official Income Tax Department portal. We do not control these external websites and are not responsible for their content. This website is an independent utility and is not affiliated with, endorsed by, or connected to the Income Tax Department of India or any government entity.

8. Governing Law and Jurisdiction

These terms shall be governed by and construed in accordance with the laws of India. Any legal dispute arising out of or relating to your use of this website shall be subject to the jurisdiction of a court of competent jurisdiction in India.

9. Changes to These Terms

We may update these terms as the Service changes. The date at the top of this page shows the latest revision. Your continued use of the Service after an update means you accept the revised terms.