HRA Exemption Calculator
Calculate your House Rent Allowance exemption under Section 10(13A) of the Income Tax Act.
⚠️ If no rent is paid, HRA exemption is zero. Enter rent paid to compute exemption.
City Type
Metro cities: Delhi, Mumbai, Chennai, Kolkata.
How HRA Exemption Works
- HRA exemption is the minimum of 3 rules.
- Rule 1: Actual HRA received from employer.
- Rule 2: Rent paid − 10% of (Basic + eligible DA).
- Rule 3: 50% of (Basic + eligible DA) for metro or 40% for non-metro.
- Only available under the old tax regime.
- Eligible DA = DA forming part of retirement benefits. Most private employees have zero eligible DA.
Exempt HRA (Monthly)
₹
Exempt (Annual)
₹
Taxable (Annual)
₹
Taxable HRA (Monthly)
₹