Cost of Delay Calculator

Monthly SIP Amount

Expected Return (%)

The Delay Scenario

Total Investment Duration (Years)

If I delay starting by... (Years)

Total loss due to starting late:

₹

Start Today

₹

Start After Delay

₹

💡 Insight: A 5 year delay shrinks the final wealth by %!

Calculation Note: Used standard Nominal Rate method (Monthly Interest = Annual Rate / 12). If using "Effective Rate" formula may show slightly lower returns.