Investments

Lumpsum Investment Calculator

Estimate how a one-time investment may grow over a selected period. Compare the amount invested with projected gains using an annual return assumption.

Use a planning assumption, not a promised return.

Total Maturity Value

₹

Invested

₹

Projected Gain

₹

How the lumpsum estimate works

The calculator compounds the one-time investment once per year at the return entered. It assumes the full amount stays invested for the selected number of years and that the same annual return applies throughout the period.

Future value = Investment × (1 + annual return)years

Investment

The single amount invested at the beginning of the scenario.

Annual return

A constant scenario assumption used for yearly compounding.

Projected gain

Estimated future value minus the original investment.

Compare more than one return scenario

Try conservative, middle and optimistic return assumptions instead of relying on one projection. The difference becomes larger over longer periods because each year's estimated growth compounds on earlier growth.

Taxes, product costs, exit loads, cash flows during the period and inflation are not included.

Frequently asked questions

Is the projected return guaranteed?

No. Market-linked investments do not provide a fixed, predictable return. This calculator only models the percentage entered.

Does this calculate monthly compounding?

No. The current calculator compounds annually. A product using another compounding convention may produce a different result.

Is inflation included?

No. The result is a future nominal value. Use the purchasing-power calculator to view an inflation-adjusted estimate.