Estimate how a one-time principal grows when earned interest is added back at the selected compounding frequency.
Time Period
Total Maturity Value
Total Interest Earned
₹
(Compounded Yearly)
The calculator uses Maturity = Principal × (1 + Rate ÷ n)n × Time, where n is the number of compounding periods per year. Interest is maturity minus the starting principal.
Principal
A single starting amount; no later contributions or withdrawals are modelled.
Frequency
Choose 1, 2, 4, 12, or 365 compounding periods per year.
Time
Years, months, and days are combined into a duration measured in years.
For ₹1,00,000 at 10% per year for 5 years with yearly compounding, the calculator estimates:
More frequent compounding adds earned interest to the balance sooner. At the same nominal annual rate, that can produce a slightly higher maturity.
No. It compounds one starting principal. Use the SIP or recurring-deposit calculator for regular contributions.
No. Results are nominal and before tax, fees, charges, and inflation.
Compare compounding with a non-compounding estimate or regular-deposit scenarios.