Welcome to Rushiram Finance Tools
A personal toolkit for financial calculations. Calculate and master SIPs, loans, interests and beat inflation — all in one secure place.
Quick Access
Investments
SIP, Step-Up & Lumpsum
Loans
EMI & Prepayment
Inflation
Purchasing Power
Tax Estimator
Old vs New Regime (FY 26-27)
Disclaimer: The content and tools provided are for informational purposes only and are not a substitute for professional financial advice. Actual returns may vary. We are not liable for any financial decisions made based on these calculations.
Standard SIP
Invested
₹0
Est. Total Wealth
₹0
Calculation Note: Used standard Nominal Rate method (Monthly Interest = Annual Rate / 12). If using "Effective Rate" formula may show slightly lower returns.
Step-Up SIP
Increase by percentage
Invested
₹0
Est. Total Wealth
₹0
Calculation Note: Used standard Nominal Rate method (Monthly Interest = Annual Rate / 12). If using "Effective Rate" formula may show slightly lower returns.
Lumpsum Calculator
Total Maturity Value
₹0
Invested
₹0
Wealth Gained
₹0
* Used standard Nominal Rate method. If using "Effective Rate" may show lower returns.
How this works:
The projection is based on an assumed constant growth rate of 12%. In reality, market returns fluctuate.
SWP Calculator
Plan is Sustainable
You will not run out of money.
Total Withdrawn
₹0
Final Value Left
₹0
Calculation Note: Used standard Nominal Rate method (Monthly Interest = Annual Rate / 12). If using "Effective Rate" formula results may vary.
Retirement Goal Planner
Required Investment
₹0
Monthly
Long-term compounding drives the majority of wealth!
Cost of Delay Calculator
The Delay Scenario
Total loss due to starting late:
₹0
Start Today
₹0
Start After Delay
₹0
Calculation Note: Used standard Nominal Rate method (Monthly Interest = Annual Rate / 12). If using "Effective Rate" formula may show slightly lower returns.
Disclaimer: The content and tools provided are for informational purposes only and are not a substitute for professional financial advice. Actual returns may vary. We are not liable for any financial decisions made based on these calculations.
Purchasing Power
See how the value of money shrinks over time due to inflation.
₹0
Loss of 0%
Future Cost
Find out how much monthly expenses will grow in the future.
₹0
Increase of 0%
Disclaimer: The content and tools provided are for informational purposes only and are not a substitute for professional financial advice. Actual returns may vary. We are not liable for any financial decisions made based on these calculations.
Simple Interest
Calculate the interest earned on principal without compounding.
Total Interest Earned
₹0
Total Maturity Value
₹0
Compound Interest
Total Maturity Value
₹0
Total Interest Earned
₹0
(Compounded Yearly)
Disclaimer: The content and tools provided are for informational purposes only and are not a substitute for professional financial advice. Actual returns may vary. We are not liable for any financial decisions made based on these calculations.
Loan Eligibility Calculator
Estimate eligible bank loan amount based on income.
Maximum Loan Amount
₹0
Estimated Monthly EMI
₹0
Based on 50% FOIR (Fixed Obligation to Income Ratio)
EMI Calculator
Monthly EMI
₹0
Part Payment Calculator
Current Loan Status
Prepayment Plan
Original Total Interest
₹0
Total Interest Saved
₹0
Revised Loan Plan
Disclaimer: The content and tools provided are for informational purposes only and are not a substitute for professional financial advice. Actual returns may vary. We are not liable for any financial decisions made based on these calculations.
Tax Regime Estimator (FY 2026-27)
1. Income Sources
Exemptions
2. Deductions
✅ Valid for New Regime also
Old Regime
₹0
Taxable: ₹0
New Regime
₹0
Taxable: ₹0
Disclaimer: Based on Budget 2026 proposals (FY 2026-27). Actual tax liability may vary based on specific surcharge rules and complex deductions. This tool is for informational purposes only and is not a substitute for professional tax or financial advice. We are not liable for decisions made based on these calculations.